Wanda P. Hardy is a Financial Education Consultant and Instructor with CreditWorthy, Inc. Credit Worthy, Inc. is a non-profit financial education organization, FDIC Money Smart Alliance Member and a Member of the New Jersey Coalition for Financial Education. For your copy of Get Smart About Credit™ the Credit CARD Act of 2009, visit the New Jersey Coalition for Financial Education website at www.njcfe.org.
Higher credit card interest rates, involuntary closed accounts, and reduced credit limits are negatively impacting consumers and their credit reports. There has never been a more demanding time than now for American consumers to GET SMART ABOUT CREDIT™ and develop a SMART Debt Management Plan™ to get out of credit card debt.
Wanda P. Hardy is a Financial Education Consultant and Instructor with CreditWorthy, Inc. Credit Worthy, Inc. is a non-profit financial education organization, FDIC Money Smart Alliance Member and a Member of the New Jersey Coalition for Financial Education. For your copy of Get Smart About Credit™ the Credit CARD Act of 2009, visit the New Jersey Coalition for Financial Education website at 
