Stacey Udell, CPA
Getting divorced can be mentally and financially draining.  It impacts so many facets of a woman’s life: social, familial, spiritual, emotional, and financial. You can protect yourself if you prepare, educate yourself, and think of the long-term.

Donna Vitale can be reached by calling (856) 228-0353 or by email at

The majority of women have emerged as primary breadwinners, whether they like it or not, according to Prudential Financial’s (NYSE:PRU) latest biennial study on the “Financial Experience & Behaviors Among Women.” The study, in its 12th year, finds that 53 percent of the more than 1,400 women surveyed are primary breadwinners, with increasing numbers of women assuming this role as a result of partners losing jobs during the financial crisis, divorce, and women deciding to marry later.

Every year, millions of letters and tax notices are mailed out to taxpayers. With the hiring of more personnel to conduct audits and process collections, more taxpayers may find themselves receiving these letters and notices than ever before. What should you do if you receive a tax deficiency notice from the IRS or State of New Jersey?

It’s so common that estate attorneys call it the “I Love You” Will. If you die, you leave everything to your spouse; in the event your spouse dies first, you leave it all to your children. But this simple strategy could lead to unexpected problems for the simple reason that life isn’t always so simple.

One of the most important — and ignored — aspects of financial planning is estate planning. Yes, we all have an estate (our stuff), and yes, we will all reach the time when it will be distributed to others. Unfortunately, this very important aspect of planning is often left undone. When meeting with new clients, we often discover they have no estate plan or instructions in place for the disposition of their assets or guardianship for their minor children.

A record number of people turn to CCCS for housing and financial assistance.   Consumer Credit Counseling Service of Delaware Valley (CCCS) is a non-profit organization providing credit counseling and financial education services.

Higher credit card interest rates, involuntary closed accounts, and reduced credit limits are negatively impacting consumers and their credit reports.  There has never been a more demanding time than now for American consumers to GET SMART ABOUT CREDIT™ and develop a SMART Debt Management Plan™ to get out of credit card debt.

If you found yourself among two groups of people, do you think you’d be more likely to be among the group consisting of 70 people or the group of 30 people? Statistically, of course, you are much more likely to be in the larger group.

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